Adjust the sliders to see estimated monthly costs based on purchase price, deposit and loan term. No credit check is performed by using this calculator.
Indicative rate. Actual rates depend on your profile and lender.
These examples show realistic scenarios, not guaranteed outcomes. Every deal is different.
Purchase price: £150,000. Deposit: 25% (£37,500). Finance: £112,500 over five years at 8.5%.
Estimated monthly repayment: approximately £2,310.
A qualified fire alarm engineer with 10 years in the trade buying a small domestic fire safety business with 150 fire alarm servicing contracts. Strong sector experience, clean credit, and a manageable deposit from savings. 75% recurring revenue from legally mandated fire alarm servicing.
Purchase price: £400,000. Deposit: 20% (£80,000). Senior debt: £280,000. Seller financing: £40,000 deferred over 18 months.
Estimated monthly repayment on senior debt: approximately £5,700 over 6 years at 8%.
An existing fire safety business owner acquiring a competitor to consolidate their local market. Seller financing covers £50,000, reducing the senior debt to £230,000. The buyer's track record of running a profitable fire safety business for six years makes this a straightforward application.
Purchase price: £650,000. Deposit: 25% (£162,500). Senior debt: £375,000. Mezzanine: £112,500.
Combined estimated monthly repayment: approximately £8,200 to £9,600 depending on terms.
A senior fire safety contracts manager buying into a commercial fire safety business with £1.2M turnover and a strong FM contract base. The blended structure uses senior debt for the bulk, mezzanine to bridge the gap, and the buyer's savings plus an equity release for the deposit.
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A specialist broker will be in touch within 48 hours to discuss your options. No obligation, no credit check at this stage.